The Ledger & Ladder Financial Decision Dashboard

A complete financial toolkit for non-financial managers

Variance Analysis Tracker

Explain — clearly and confidently — why actuals didn't match plan.

What you walk away with: A colour-coded variance table plus drafted commentary you can export.

Why it matters: Turns monthly surprises into structured explanations Finance actually trusts — no more scrambling on close day.

CategoryBudgetedActualVariance (£)Variance %
Staffing
£
£
+£4,500+11.3%
Marketing
£
£
-£2,800-18.7%
Software
£
£
+£1,800+22.5%
Travel
£
£
+£1,400+28.0%
Total£68,000£72,900+£4,9007.2%

Draft Variance Commentary

Auto-drafted from your top three over-budget items — fill in the reasoning.